Collect → repair → reconcile → certify → deliver. Every step automated, every step checked, every step logged.
Certified system totals for federally insured credit unions, community banks and all insured institutions — with a 10-year trend and the certification ID behind every figure.
Search any of 41,583 institutions, or screen them with 20+ filters. Eleven tabs per institution: 130-quarter financials, seven ratios, peer percentiles, every as-filed value, branches, market share, lending, events, identifiers and designations.
| Tier | What you get | Guarantee |
|---|---|---|
| Silver · as filed | Every reported account for every credit union and bank, every quarter; profiles, branches, lending activity and designations | Lossless, fingerprinted, every defect logged |
| Gold · canonical | 19 metrics on one scale for CUs and banks, 7 ratios, point-in-time attributes, RSSD / LEI crosswalk | Gold equals as-filed (tested); comparability graded |
| Platinum · certified | Scorecards, YoY growth, peer percentiles, peer benchmarks by asset band, system aggregates, county market share, certification ledger | Only quarters passing every gate, reconciled to NCUA & FDIC |
Every build passes blocking checks — completeness, regulator reconciliation, accounting identities and no-rows-lost — or it does not ship.
Every data feed is re-harvested automatically at least every 30 days into immutable, dated snapshots — nothing is ever overwritten; the refresh rebuilds everything downstream and re-runs the truth tests before release.
300+ automated tests — property-based, lineage, reconciliation, cross-checks between independent filings, entitlement, contract and security — run against real data, not fixtures.
