CuIQ360 turns 32 years of NCUA and FDIC filings into certified market intelligence: every value as filed, reconciled to the regulators' own published totals, and answerable in plain English. The data your board, your M&A desk and your examiner can all agree on.
Every quarter, 4,214 federally insured credit unions and 4,238 FDIC-insured institutions file thousands of line items each. The data is public — but scattered across agencies, file formats that changed four times, schedules that are not topical, and defects nobody tells you about. CuIQ360 collects all of it, repairs it losslessly, proves it against the regulators' totals, and serves it as one model of the market. One source. One standard of proof. Every channel your team already uses.
Every served number traces to the regulator's original file and its SHA-256 fingerprint. Each quarter is certified only after it reconciles to NCUA and FDIC published totals — 4,214 CUs and $2.50T, to the institution.
Nineteen canonical metrics put credit unions and community banks side by side — with a comparability grade on every metric, because a 60-day CU delinquency is not a 90-day bank noncurrent.
“Which New York credit unions grew loans fastest?” Ask CuIQ answers in plain English from certified data through our MCP server — and shows every query it ran, so the answer is auditable.
Three quality tiers, each built on the one below. Subscribe to the depth you need.
Every relevant primary public filing and registry — collected automatically, refreshed at least every 30 days, stored exactly as published and fingerprinted.
Every account for every institution, every quarter. Source defects repaired losslessly and logged — never silently dropped.
Credit unions and banks on 19 standard metrics and 7 ratios, point-in-time attributes and identifier crosswalks (RSSD, LEI).
Quarters that pass every gate become scorecards, peer percentiles, benchmarks, system aggregates and mortgage market share.
Ask anything about any credit union, bank, peer group or market. Ask CuIQ chooses the right tools on the CuIQ360 MCP server, runs them against certified data, and answers — with the queries attached. If the data can't answer, it says so. It never estimates.
Answers respect your plan: Silver users get institution-level answers, Gold adds canonical metrics and benchmarks, Platinum adds certified analytics and read-only SQL.
How Ask CuIQ works →
peer_benchmark(roa, 2026-06, bank, community_bank_only) · peer_benchmark(roa, 2026-06, credit_union)Blocking release gates: institution counts and total assets must equal NCUA's and FDIC's published figures or the quarter does not ship.
Gold values are tested equal to the as-filed values. Every repair to a source file is logged with what, where and how.
An independent re-parse of all 1,121 NCUA file-quarters matches the lake with zero discrepancies.
Community-bank status, insurance and charters are stored per quarter — history is never rewritten by today's attributes.
REST API, Excel Market Packs, Snowflake Secure Share and an MCP server for AI agents — all serving the same governed numbers.
Plans, hashed revocable keys, rate limits, service switches and a full audit log. Read-only, sandboxed data access.
Filter thousands of credit unions and banks by size, geography, performance and designation.
Line up to eight institutions, see percentiles against certified peer groups and 32-year trends.
Ask CuIQ follow-ups and get answers with the exact queries attached.
CSV, Excel, API or warehouse — every figure keeps its certification ID and lineage.
Everything below is live in the app today, on the same governed numbers that feed the API, Excel, Snowflake and MCP.
20+ filters — geography, charter, asset size, designations, profitability, capital, asset quality and growth — with sorting, CSV export and one-click compare.
11 tabs per institution: 130 quarters of financials, ratios, peer percentiles, every as-filed value, branches, market share, lending, events, identifiers and designations.
Up to 8 institutions side by side; county deposit and branch markets for any state; live feeds of mergers, failures and regulatory events.
A live score of the verification checks behind what you are looking at — source registered, raw file fingerprinted, quarter certified, reconciled. Missing evidence counts as a fail.
Every Ask CuIQ answer is logged and downloadable as an evidence pack with each query and the data it returned.
Sessions end after 30 minutes of inactivity, hashed revocable keys, per-dataset entitlements checked on every SQL query, sandboxed read-only data access, full audit log.
Screen targets on certified scorecards, peer percentiles and 32-year histories.
Underwrite counterparties and loan pools with asset quality and capital trends you can audit.
Benchmark against true peers by asset band — CUs and community banks on one scale.
License a governed feed keyed by RSSD and LEI, delivered as JSON, Parquet or Snowflake share.
Most providers load the call reports. We prove them: every quarter must reconcile to the regulators' own published totals before it ships, every value traces to the original filing, and an on-screen truth score shows the checks behind what you see.
Yes — every federally insured credit union and every FDIC-insured institution, active and historical, from 1994 to the latest quarter, on one comparable scale with a comparability grade on each metric.
Every feed is checked automatically and refreshed at least every 30 days. New regulatory quarters appear as soon as they are published and pass certification.
Through the web app, a REST API, Excel Market Packs, a Snowflake Secure Share or our MCP server for AI agents — all serving the same governed numbers.
Ask CuIQ answers only from certified data, never estimates, and attaches every query it ran. Each answer can be downloaded as an evidence pack for audit.
Hashed, revocable keys; plan-based entitlements on every query; read-only, sandboxed data access; automatic sign-out after 30 minutes of inactivity; and a full audit log.
We're onboarding a select group of institutions, data platforms and advisors. Bring a question; we'll answer it live on certified data.
Request a demo → Talk with us